The Banking Core for the next generation of Fintechs.
The Banking Core for the next generation of Fintechs.
Build, scale and operate global financial services with an API-First infrastructure designed for the future.
Build, scale and operate global financial services with an API-First infrastructure designed for the future.
We have the trust of our partners
Nuestra misión
Modernize your infrastructure without stopping your operation.
We don't just update code;
Cloud-Native Architecture: Elastic scalability for the real world.
Bank Grade Security: Cryptographic protection on every transaction.
MSB Compliance: Regulated operations and ready for the global market.
Seamless Integration
RaaS with Advanced Analytics
Automated AML/KYC
Why choose us?
More than a supplier, we are your strategic partner in financial evolution
More than a supplier, we are your strategic partner in financial evolution
Boost your system
Reason #1
Dual DNA:
Experts in the old (Legacy) and masters in the new (Microservices). We know where the obstacles are.
Legacy to Cloud
Microservices Architecture
Reason #1
Dual DNA:
Experts in the old (Legacy) and masters in the new (Microservices). We know where the obstacles are.
Legacy to Cloud
Microservices Architecture
Reason #2
Native Compliance:
Over 30 years navigating international regulations so you only have to worry about growing.
MSB License
KYC/AML
Reason #2
Native Compliance:
Over 30 years navigating international regulations so you only have to worry about growing.
MSB License
KYC/AML
Reason #3
Scale Without Limits:
Infrastructure designed to support millions of transactions without speed degradation.
High-Throughput API
Real-Time Processing
Reason #3
Scale Without Limits:
Infrastructure designed to support millions of transactions without speed degradation.
High-Throughput API
Real-Time Processing
Reason #4
Strategic Support
Bilingual support from the financial heart of the Americas (Coral Gables).
Bilingual Support (EN/ES)
Strategic Partner
Reason #4
Strategic Support
Bilingual support from the financial heart of the Americas (Coral Gables).
Bilingual Support (EN/ES)
Strategic Partner
Sobre nosotros
The bridge between traditional banking and the digital economy.
We combine decades of regulatory rigor with the technical speed of a startup.
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Customers
- 0+ años
Expertise in Remittances
Our solutions
Comprehensive financial architecture
RaaS
"Expand your horizons." Send money anywhere in the world with seamless integrations and automated compliance.
RaaS
"Expand your horizons." Send money anywhere in the world with seamless integrations and automated compliance.
Digital Wallets
"Your brand, your financial ecosystem." Launch customized wallets with integrated loyalty programs and asset management.
Digital Wallets
"Your brand, your financial ecosystem." Launch customized wallets with integrated loyalty programs and asset management.
Digital Wallets
"Your brand, your financial ecosystem." Launch customized wallets with integrated loyalty programs and asset management.
Prosecution
"Frictionless payments." Maximize your approval rates with a robust payment gateway and AI-powered fraud detection.
Prosecution
"Frictionless payments." Maximize your approval rates with a robust payment gateway and AI-powered fraud detection.
The Lite Fintech Engine
Our team
Decades of combined experience in legacy systems, cloud architecture and international regulatory compliance.
Decades of combined experience in legacy systems, cloud architecture and international regulatory compliance.
Lite Fintech
Hugo Padilla
CEO and co-founder
Lite Fintech
Hugo Padilla
A passionate entrepreneur with experience in MSB and banking regulatory compliance. His focus on creating quality products and services has led the Lite Fintech team to success.
Lite Fintech
Owen Lipp
Co-Founder
Lite Fintech
Owen Lipp
Evaluates risks, banking relationships and the financial structure of the company, with a deep understanding of global market trends.
Lite Fintech
Edgar Rodriguez
Technology Manager
Lite Fintech
Edgar Rodriguez
Technology leader with over 25 years of experience. Specialist in strategic project management (Project Manager/Tech Controller) and cloud scalability. Expert in transforming multidisciplinary teams through the implementation of AI solutions, AWS, and full-stack architectures, ensuring operational innovation and high-level business results.
Lite Fintech
Hugo Padilla
A passionate entrepreneur with experience in MSB and banking regulatory compliance. His focus on creating quality products and services has led the Lite Fintech team to success.
Lite Fintech
Owen Lipp
Evaluates risks, banking relationships and the financial structure of the company, with a deep understanding of global market trends.
Lite Fintech
Edgar Rodriguez
Technology leader with over 25 years of experience. Specialist in strategic project management (Project Manager/Tech Controller) and cloud scalability. Expert in transforming multidisciplinary teams through the implementation of AI solutions, AWS, and full-stack architectures, ensuring operational innovation and high-level business results.
Lite Fintech
Paulina Arciniega
Marketing and Communications professional with over 8 years of experience in growth marketing, user acquisition, and the development of digital and offline strategies. She has led growth strategies at companies such as Rappi, Movistar, and BEPENSA Spirits, achieving significant increases in acquisition, retention, and reactivation. At MiPapaya, she combines strategic vision and execution to drive the brand's sustainable growth.
Testimonials
What the CTOs, founders and innovation directors who already operate on our infrastructure say.
Carlos Mendoza
CEO, Fintec Latam
Launching our digital wallet would have taken us over a year with traditional banking systems. With Lite Fintech's API-first architecture, we were on the market in less than 10 weeks. Their team was an extension of our own.
Olivia Smith
Chief Compliance Officer, Global Remit
Regulation has always been our biggest bottleneck. Lite Fintech integrates KYC and AML workflows directly into its core. Operating with the knowledge that we are 100% compliant with regulations allows us to focus on growth.
Ethan Carter
CTO, NextBank
Migrating a core banking system is daunting, but Lite Fintech's cloud-native infrastructure made it seamless. Zero downtime and flawless API documentation. It's every development team's dream.
Daniel Brooks
Director of Operations, TransferX
When we increased our cross-border transaction volume tenfold, the system didn't even flinch. The elasticity of their RaaS (Remittances) platform is truly institutional-grade.
Chloe Bennett
Co-Founder, PayFlow
They're not just a supplier; they're strategic partners. The level of operational and legal support we receive from their management team in Florida is something you rarely find in today's corporate market.
Ryan Cooper
Product Manager, SendMoney Co.
Modernizing our remittance service was urgent. Lite Fintech's solution allowed us to integrate international payments with virtually no friction. The ecosystem design and liquidity management are exceptional.
Mia Anderson
Chief Financial Officer, CorpTrade
Handling corporate payments between the US and Europe required dealing with too many intermediaries. Lite Fintech unified our transactional infrastructure, reducing operating costs and ensuring the security of every transfer.
Lucas Green
Lead of Innovation, Banco Capital
Leaving behind our monolithic legacy system seemed impossible. The flexibility of its microservices allowed us to modernize specific modules without disrupting our customers' daily operations.
David Harris
VP of Product, NeoWallet
The backend's cryptographic robustness is incredible, but what our team values most is the clarity of the operating ecosystem. The dashboards make fraud prevention extremely efficient.
Testimonials
What the CTOs, founders and innovation directors who already operate on our infrastructure say.
Carlos Mendoza
CEO, Fintec Latam
Launching our digital wallet would have taken us over a year with traditional banking systems. With Lite Fintech's API-first architecture, we were on the market in less than 10 weeks. Their team was an extension of our own.
Olivia Smith
Chief Compliance Officer, Global Remit
Regulation has always been our biggest bottleneck. Lite Fintech integrates KYC and AML workflows directly into its core. Operating with the knowledge that we are 100% compliant with regulations allows us to focus on growth.
Ethan Carter
CTO, NextBank
Migrating a core banking system is daunting, but Lite Fintech's cloud-native infrastructure made it seamless. Zero downtime and flawless API documentation. It's every development team's dream.
Daniel Brooks
Director of Operations, TransferX
When we increased our cross-border transaction volume tenfold, the system didn't even flinch. The elasticity of their RaaS (Remittances) platform is truly institutional-grade.
Chloe Bennett
Co-Founder, PayFlow
They're not just a supplier; they're strategic partners. The level of operational and legal support we receive from their management team in Florida is something you rarely find in today's corporate market.
Ryan Cooper
Product Manager, SendMoney Co.
Modernizing our remittance service was urgent. Lite Fintech's solution allowed us to integrate international payments with virtually no friction. The ecosystem design and liquidity management are exceptional.
Mia Anderson
Chief Financial Officer, CorpTrade
Handling corporate payments between the US and Europe required dealing with too many intermediaries. Lite Fintech unified our transactional infrastructure, reducing operating costs and ensuring the security of every transfer.
Lucas Green
Lead of Innovation, Banco Capital
Leaving behind our monolithic legacy system seemed impossible. The flexibility of its microservices allowed us to modernize specific modules without disrupting our customers' daily operations.
David Harris
VP of Product, NeoWallet
The backend's cryptographic robustness is incredible, but what our team values most is the clarity of the operating ecosystem. The dashboards make fraud prevention extremely efficient.
Testimonials
What the CTOs, founders and innovation directors who already operate on our infrastructure say.
Carlos Mendoza
CEO, Fintec Latam
Launching our digital wallet would have taken us over a year with traditional banking systems. With Lite Fintech's API-first architecture, we were on the market in less than 10 weeks. Their team was an extension of our own.
Olivia Smith
Chief Compliance Officer, Global Remit
Regulation has always been our biggest bottleneck. Lite Fintech integrates KYC and AML workflows directly into its core. Operating with the knowledge that we are 100% compliant with regulations allows us to focus on growth.
Ethan Carter
CTO, NextBank
Migrating a core banking system is daunting, but Lite Fintech's cloud-native infrastructure made it seamless. Zero downtime and flawless API documentation. It's every development team's dream.
Daniel Brooks
Director of Operations, TransferX
When we increased our cross-border transaction volume tenfold, the system didn't even flinch. The elasticity of their RaaS (Remittances) platform is truly institutional-grade.
Chloe Bennett
Co-Founder, PayFlow
They're not just a supplier; they're strategic partners. The level of operational and legal support we receive from their management team in Florida is something you rarely find in today's corporate market.
Ryan Cooper
Product Manager, SendMoney Co.
Modernizing our remittance service was urgent. Lite Fintech's solution allowed us to integrate international payments with virtually no friction. The ecosystem design and liquidity management are exceptional.
Mia Anderson
Chief Financial Officer, CorpTrade
Handling corporate payments between the US and Europe required dealing with too many intermediaries. Lite Fintech unified our transactional infrastructure, reducing operating costs and ensuring the security of every transfer.
Lucas Green
Lead of Innovation, Banco Capital
Leaving behind our monolithic legacy system seemed impossible. The flexibility of its microservices allowed us to modernize specific modules without disrupting our customers' daily operations.
David Harris
VP of Product, NeoWallet
The backend's cryptographic robustness is incredible, but what our team values most is the clarity of the operating ecosystem. The dashboards make fraud prevention extremely efficient.
faq
Clear answers for strategic decisions.
How long does it take to integrate your API infrastructure?
How do they handle regulatory compliance (KYC/AML)?
Is your platform compatible with our current banking system?
What level of security and certification do they offer?
Can we launch financial services under our own brand?
What level of technical support do they offer during and after integration?
How long does it take to integrate your API infrastructure?
Our sandbox environment allows your developers to start testing in minutes. Full production integration, depending on your use case (wallets, RaaS, etc.), takes weeks instead of the years required by legacy vendors.
How do they handle regulatory compliance (KYC/AML)?
Is your platform compatible with our current banking system?
What level of security and certification do they offer?
Can we launch financial services under our own brand?
What level of technical support do they offer during and after integration?
How long does it take to integrate your API infrastructure?
How do they handle regulatory compliance (KYC/AML)?
Is your platform compatible with our current banking system?
What level of security and certification do they offer?
Can we launch financial services under our own brand?
What level of technical support do they offer during and after integration?
Boost your system
Accelerate your Financial
Time-to-Market.
Stop struggling with outdated systems and endless maintenance costs. Build, scale, and dominate your market with the core banking of the future.
Boost your system
Accelerate your Financial
Time-to-Market.
Stop struggling with outdated systems and endless maintenance costs. Build, scale, and dominate your market with the core banking of the future.